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Five Money Tips: Shopping for a Mortgage
8-21-2011
Shopping for a mortgage can be daunting, even for homeowners who have been through the process before. Christy Raines, a CERTIFIED FINANCIAL PLANNER™ offers five tips for mortgage shopping. By being prepared, doing your homework, and asking questions, you can find a suitable mortgage for your circumstances.
(Read more...)First-Time Home Buyer Tax Credit – What Do You Think?
10-22-2009
Recent home buyers and current home hunters know all about the first-time home buyer’s credit. Individuals making less than $75,000 or married couples making less than $150,000 in adjusted gross income currently qualify for the full $8,000 tax credit with the purchase of a first home. You can claim part of the credit if your individual income is less than $90,000 or your joint income is less than $170,000. This program is set to expire on December 1, 2009 so you hunters out there are hopefully closing on a home soon.
(Read more...)5 Key Steps for First-Time Home Buyers
9-27-2009
You’ve religiously dined on frozen meals for months. You’ve been stashing away your extra cash instead of spending it on baseball tickets, a pedicure, or a night out on the town. You’ve even been riding the bus to work. Now that you’ve saved enough money for a down payment, you’re finally ready to make the biggest purchase most individuals ever make – buying your first home. If the sheer amount of information available to first time home owners makes you feel doomed to rent forever, don’t panic! There’s hope, even for a rookie. This article contains five tips for first time home buyers can help alleviate your pre-purchase jitters.
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