Manage Your Money> Budgeting
It’s time to start shopping for the holidays, but did you save enough money to purchase all of the gifts and goodies you’d like? It’s easy to overindulge on more than just food during the holidays, so make sure you watch what you spend! While researching information to make sure my own budget is in check, I found a really cool personal finance test provided by a news station in Pennsylvania. Reporter Janelle Stelson poses questions that test your budgeting knowledge in one section of the quiz, and there’s also a great summary of what your overall budget allocations should look like.
Your days as a poor college student are over. You’ve entered the workforce and collected a paycheck or two, and now you’re ready to spend it. However, you’ll soon realize how quickly that paycheck disappears if you don’t keep track of your spending habits. A personal budget plan allows you to monitor your expenses, plan for emergencies, and achieve future financial goals. Thankfully, you don’t need a finance degree or advanced spreadsheet skills to create a personal budget plan. This article provides the following five simple budgeting steps to help you get your finances in order.(Read more...)